Kugula Katundu

Njira yogulira malo ili ndi njira zinayi zazikulu:

• Kuwunika kwa ngongole
• Gulani chopereka
• Kufunsira ngongole yanyumba
• Kugula ndondomeko

Banki kapena bungwe lobwereketsa ndalama lisanapereke ngongole yobwereketsa, mudzafunsidwa kuti muwunikenso ngongole kuti muwone kuchuluka komwe mukuyenerera. Mabanki ambiri amapereka chowerengera chobwereketsa pamasamba awo kuti akupatseni lingaliro la ngongole yanyumba yomwe mungayenerere musanapemphe kuwunika kovomerezeka kwa ngongole.

Mungafunikire kupereka malipoti am'mbuyomu, lipoti lanu laposachedwa la msonkho ndipo mudzafunika kuwonetsa kuti muli ndi ndalama zobweza. Mudzafunikanso kufotokoza za maudindo ena azachuma omwe mungakhale nawo ndikuwonetsa kuthekera kwanu kubwereketsa ngongole.

Ku Iceland, anthu amaloledwa mwalamulo kusamalira zopereka ndi kugula okha. Komabe, pali zinthu zambiri zofunika kuziganizira, kuphatikizapo nkhani zazamalamulo pa nkhani yogula zinthu komanso ndalama zambiri. Anthu ambiri amasankha kukhala ndi katswiri woyang'anira ntchitoyo. Ma broker ndi maloya ovomerezeka okha ndi omwe angagwire ntchito ngati mkhalapakati pakugulitsa nyumba. Ndalama zolipirira ntchito zoterezi zimasiyanasiyana.

Musanapange zogula, mvetsetsani kuti ndi mgwirizano wamalamulo. Onetsetsani kuti mwaphunzira za momwe katundu alili komanso mtengo weniweni wa katundu. Wogulitsa ali ndi udindo wopereka zambiri za momwe malowo alili ndikuwonetsetsa kuti zogulitsa ndi zowonetsera zomwe zaperekedwa zikugwirizana ndi momwe malowo alili.

Mndandanda wa ma certified real estate agents pa webusayiti ya District Commissioner.

Mutha kulembetsa kubwereketsa ku mabanki ndi mabungwe ena azachuma. Amafuna kuwunika kwa ngongole komanso kulandila kovomerezeka ndi kusaina.

Bungwe la Housing and Construction Authority (HMS) limapereka ngongole zogulira malo ndi malo.

HMS:

Borgartún 21
105 Reykjavík
Tel.: (+354) 440 6400
Imelo: hms@hms.is

Mabanki aku Iceland amapereka ngongole zogulira malo ndi malo. Dziwani zambiri za momwe zilili pamasamba a mabanki kapena kulumikizana ndi woimira ntchito pa nthambi zawo.

Arion banki

Íslandsbank

Landbankinn

Mabanki osungirako ndalama (Chiisilandi kokha)

Zosankha zanyumba zofananira (Chi Icelandic chokha)

Mutha kulembetsanso ngongole yanyumba kudzera mu ndalama zapenshoni. Zambiri pamasamba awo.

Ngati mukugula nyumba yanu yoyamba ku Iceland, muli ndi mwayi wopeza ndalama zowonjezera zapenshoni ndikuziyika pakubweza kapena kulipira pamwezi, zopanda msonkho. Werengani zambiri apa .

Ngongole za Equity ndi njira yatsopano kwa iwo omwe ali ndi ndalama zochepa kapena zochepa. Werengani za ngongole za equity .

Mabungwe ogulitsa nyumba amalengeza m'manyuzipepala onse akuluakulu ndipo pali mawebusayiti ambiri komwe mungasakasaka malo ogulitsa. Zotsatsa nthawi zambiri zimakhala ndi chidziwitso chofunikira chokhudza katunduyo komanso mtengo wake. Mutha kulumikizana ndi mabungwe ogulitsa nyumba kuti mumve zambiri za momwe malowo alili.

Kusaka malo ndi DV

Kusaka kwa malo ndi MBL.is (kuthekera mu Chingerezi, Chipolishi ndi Icelandic)

Visir.is kusaka kwanyumba

Ndizotheka kupeza chithandizo chaulere chazamalamulo. Werengani zambiri za izo apa .