Ukuthenga iPropati

Inkqubo yokuthenga ipropati inamanyathelo amane aphambili:

• Uvavanyo lwamanqaku etyala
• Thenga umnikelo
• Ukufaka isicelo semali mboleko
• Inkqubo yokuthenga

Phambi kokuba ibhanki okanye iziko elibolekisa ngemali likhuphe imali yokubambisa, kuya kufuneka ukuba uye kuphononongo lwamanqaku etyala ukuze ubone isixa osifaneleyo. Iibhanki ezininzi zibonelela ngekhatyhuleyitha yokubambisa kwiwebhusayithi yazo ukuze zikunike umbono wemali mboleko onokuthi uyifanele ngaphambi kokuba ucele uvavanyo lwamanqaku asemthethweni.

Kusenokufuneka unikezele ngeepayslips ezidlulileyo, eyona ngxelo yakho yerhafu yakutsha nje kwaye kuya kufuneka ubonise ukuba unayo imali yokuhlawula. Kananjalo kuya kufuneka unike ingxelo ngazo naziphi na ezinye izibophelelo zemali onokuba nazo kwaye ubonise ukukwazi kwakho ukuzibophelela kwimali yokubambisa.

E-Iceland, abantu ngabanye bavunyelwe ngokusemthethweni ukuba baphathe inkqubo yokubonelela kunye nokuthenga ngokwabo. Noko ke, zininzi izinto ekufuneka ziqwalaselwe, kuquka nemibandela esemthethweni ephathelele imiqathango yokuthenga kunye nemali eninzi. Uninzi lwabantu lukhetha ukuba nengcali yongamela inkqubo. Kuphela ngabarhwebi abaqinisekisiweyo bezindlu kunye namagqwetha anokusebenza njengabalamleli kwintengiselwano ye-real estate. Iintlawulo zeenkonzo ezinjalo ziyahluka.

Ngaphambi kokwenza isithembiso sokuthenga, qonda ukuba sisivumelwano esibophelela ngokusemthethweni. Qiniseka ukuba ufunda malunga nobume bepropathi kunye nexabiso lepropathi yokwenyani. Umthengisi ubophelelekile ukuba anike iinkcukacha ezicacileyo malunga nobume bepropati kunye nokuqinisekisa ukuba izinto ezithengiswayo kunye nentetho enikeziweyo zihambelana nesimo sangempela sepropati.

Uluhlu lwee-arhente eziqinisekisiweyo zokuthengisa izindlu kwiwebhusayithi yoMkomishinala weSithili.

Unokufaka isicelo semali mboleko kwiibhanki nakwamanye amaziko ohlukeneyo emali. Bafuna uvavanyo lwamanqaku ekhredithi kunye nesipho sokuthenga esamkelweyo nesisayiniweyo.

UGunyaziwe weZindlu noLwakhiwo (HMS) ukhupha imali-mboleko yokuthenga ipropati kunye nomhlaba.

I-HMS:

Borgartún 21
105 iReykjavík
Umnxeba: (+354) 440 6400
I-imeyile: hms@hms.is

Iibhanki zase-Icelandic zikhupha iimali-mboleko zokuthengwa kwepropati kunye ne-real estate. Fumana ulwazi oluthe kratya malunga neemeko kwiiwebhusayithi zeebhanki okanye ngokuqhagamshelana nommeli wenkonzo kwelinye lamasebe abo.

Arion bank

Íslandsbanki

Landsbankinn

Iibhanki zogcino (isi-Icelandic kuphela)

Ukhetho lwe-mortgage luthelekiswa (isi-Icelandic kuphela)

Ungafaka isicelo semali-mboleko ngokusebenzisa ezinye iingxowa-mali zomhlalaphantsi. Ulwazi oluninzi kwiiwebhusayithi zabo.

Ukuba uthenga ikhaya lakho lokuqala e-Iceland, unokukhetha ukufikelela kwimali eyongezelelweyo yokulondoloza umhlalaphantsi kwaye uyibeke kwintlawulo ephantsi okanye kwiintlawulo zenyanga, ngaphandle kwerhafu. Funda ngakumbi apha .

Iimali-mboleko ze-Equity sisisombululo esitsha kwabo banengeniso ephantsi okanye i-asethi elinganiselweyo. Funda malunga neemali-mboleko ze-equity .

Ii-arhente zezindlu ezithengiswayo zithengisa kuwo onke amaphephandaba amakhulu kwaye kukho iiwebhusayithi ezininzi apho unokukhangela iipropati ezithengiswayo. Iintengiso zihlala ziqulethe ulwazi oluyimfuneko malunga nepropati ngokwayo kunye nexabiso lepropati. Ungasoloko uqhagamshelana nee-arhente zezindlu ukuze ufumane iinkcukacha ezithe vetshe malunga nobume bepropati.

Ukukhangela izindlu nezindlu nguDV

Uphendlo lwezindlu nezindlu ngu MBL.is (uphendlo olunokwenzeka ngesiNgesi, isiPolish kunye nesiIcelandic)

Visir.is real estate search

Kuyenzeka ukuba ufumane uncedo lwezomthetho lwasimahla. Funda ngakumbi malunga naloo nto apha .