Tsibela kumxholo ophambili
Eli phepha liguqulelwe ngokuzenzekela ukusuka kwisiNgesi.
Izindlu

Ukuthenga iPropati

Ukuthenga ikhaya kulutyalo-mali lwexesha elide kunye nokuzibophelela.

Kubalulekile ukuba wazi kakuhle malunga nemiba emalunga namathuba angcono okuxhasa ngemali ukuthenga, malunga nokuba ngabaphi abathengisi bezindlu onokuthi usebenze nabo, kunye neenkcukacha ezibalulekileyo malunga nobume bepropati onomdla kuyo.

Inkqubo yokuthenga ipropati

Inkqubo yokuthenga ipropati inamanyathelo amane aphambili:

  • Uvavanyo lwamanqaku etyala
  • Thenga umnikelo
  • Ukufaka isicelo semali mboleko
  • Inkqubo yokuthenga

Uvavanyo lwamanqaku etyala

Phambi kokuba ibhanki okanye iziko elibolekisa ngemali likhuphe imali yokubambisa, kuya kufuneka ukuba uye kuphononongo lwamanqaku etyala ukuze ubone isixa osifaneleyo. Iibhanki ezininzi zibonelela ngekhatyhuleyitha yokubambisa kwiwebhusayithi yazo ukuze zikunike umbono wemali mboleko onokuthi uyifanele ngaphambi kokuba ucele uvavanyo lwamanqaku asemthethweni.

Kusenokufuneka unikezele ngeepayslips ezidlulileyo, eyona ngxelo yakho yerhafu yakutsha nje kwaye kuya kufuneka ubonise ukuba unayo imali yokuhlawula. Kananjalo kuya kufuneka unike ingxelo ngazo naziphi na ezinye izibophelelo zemali onokuba nazo kwaye ubonise ukukwazi kwakho ukuzibophelela kwimali yokubambisa.

Thenga umnikelo

E-Iceland, abantu ngabanye bavunyelwe ngokusemthethweni ukuba baphathe inkqubo yokubonelela kunye nokuthenga ngokwabo. Noko ke, zininzi izinto ekufuneka ziqwalaselwe, kuquka nemibandela esemthethweni ephathelele imiqathango yokuthenga kunye nemali eninzi. Uninzi lwabantu lukhetha ukuba nengcali yongamela inkqubo. Kuphela ngabarhwebi abaqinisekisiweyo bezindlu kunye namagqwetha anokusebenza njengabalamleli kwintengiselwano ye-real estate. Iintlawulo zeenkonzo ezinjalo ziyahluka.

Ngaphambi kokwenza isithembiso sokuthenga, qonda ukuba sisivumelwano esibophelela ngokusemthethweni. Qiniseka ukuba ufunda malunga nobume bepropathi kunye nexabiso lepropathi yokwenyani. Umthengisi ubophelelekile ukuba anike iinkcukacha ezicacileyo malunga nobume bepropati kunye nokuqinisekisa ukuba izinto ezithengiswayo kunye nentetho enikeziweyo zihambelana nesimo sangempela sepropati.

Uluhlu lwee-arhente eziqinisekisiweyo zokuthengisa izindlu kwiwebhusayithi yoMkomishinala weSithili.

Ukufaka isicelo semali-mboleko

Ungafaka isicelo semali mboleko yendlu kwiibhanki nakwezinye iindawo zemali ezahlukeneyo. Zifuna uvavanyo lwamanqaku etyala kunye nesibonelelo sokuthenga esamkelweyo nesisayiniweyo.

IGunya lezeZindlu noKwakha (i-HMS) likhupha imali mboleko yokuthenga ipropathi kunye nezindlu.

I-HMS:

Borgartún 21
105 Reykjavík
Umnxeba: (+354) 440 6400
I-imeyile: hms@hms.is

Iibhanki zase-Iceland zikhupha imali mboleko yokuthenga ipropathi kunye nezindlu. Fumana ulwazi oluthe kratya malunga neemeko kwiwebhusayithi zeebhanki okanye ngokuqhagamshelana nommeli wenkonzo kwelinye lamasebe azo.

I-Arion banki

I-Íslandsbanki

I-Landsbankinn

Iibhanki zokonga imali (zase-Iceland kuphela)

Ukuthelekiswa kweenketho zemboleko yendlu (e-Icelandic kuphela)

Ungafaka isicelo semali mboleko yendlu ngezinye iingxowa-mali zomhlalaphantsi. Ulwazi oluthe kratya lufumaneka kwiwebhusayithi zabo.

Ukuba uthenga indlu yakho yokuqala e-Iceland, unokukhetha ukufikelela kwimali eyongezelelweyo yomhlalaphantsi kwaye uyibeke kwintlawulo yokuqala okanye yenyanga, ngaphandle kwerhafu. Funda okungakumbi apha .

Imali mboleko yezabelo sisisombululo esitsha kwabo banengeniso ephantsi okanye abaneempahla ezilinganiselweyo. Funda ngeemali mboleko zezabelo .

Ukufumana ipropati

Ii-arhente zezindlu ezithengiswayo zithengisa kuwo onke amaphephandaba amakhulu kwaye kukho iiwebhusayithi ezininzi apho unokukhangela iipropati ezithengiswayo. Iintengiso zihlala ziqulethe ulwazi oluyimfuneko malunga nepropati ngokwayo kunye nexabiso lepropati. Ungasoloko uqhagamshelana nee-arhente zezindlu ukuze ufumane iinkcukacha ezithe vetshe malunga nobume bepropati.

Ukukhangela izindlu nezindlu nguDV

Uphendlo lwezindlu nezindlu ngu MBL.is (uphendlo olunokwenzeka ngesiNgesi, isiPolish kunye nesiIcelandic)

Visir.is real estate search

Uncedo lwezomthetho lwasimahla

Kuyenzeka ukuba ufumane uncedo lwezomthetho lwasimahla. Funda ngakumbi malunga naloo nto apha .

Amakhonkco aluncedo

Ukuthenga ikhaya kulutyalo-mali lwexesha elide kunye nokuzibophelela.