Ukuthenga iPropati

Inkqubo yokuthenga ipropati inamanyathelo amane aphambili:

• Uvavanyo lwamanqaku etyala
• Thenga umnikelo
• Ukufaka isicelo semali mboleko
• Inkqubo yokuthenga

Phambi kokuba ibhanki okanye iziko elibolekisa ngemali likhuphe imali yokubambisa, kuya kufuneka ukuba uye kuphononongo lwamanqaku etyala ukuze ubone isixa osifaneleyo. Iibhanki ezininzi zibonelela ngekhatyhuleyitha yokubambisa kwiwebhusayithi yazo ukuze zikunike umbono wemali mboleko onokuthi uyifanele ngaphambi kokuba ucele uvavanyo lwamanqaku asemthethweni.

Kusenokufuneka unikezele ngeepayslips ezidlulileyo, eyona ngxelo yakho yerhafu yakutsha nje kwaye kuya kufuneka ubonise ukuba unayo imali yokuhlawula. Kananjalo kuya kufuneka unike ingxelo ngazo naziphi na ezinye izibophelelo zemali onokuba nazo kwaye ubonise ukukwazi kwakho ukuzibophelela kwimali yokubambisa.

E-Iceland, abantu ngabanye bavunyelwe ngokusemthethweni ukuba baphathe inkqubo yokubonelela kunye nokuthenga ngokwabo. Noko ke, zininzi izinto ekufuneka ziqwalaselwe, kuquka nemibandela esemthethweni ephathelele imiqathango yokuthenga kunye nemali eninzi. Uninzi lwabantu lukhetha ukuba nengcali yongamela inkqubo. Kuphela ngabarhwebi abaqinisekisiweyo bezindlu kunye namagqwetha anokusebenza njengabalamleli kwintengiselwano ye-real estate. Iintlawulo zeenkonzo ezinjalo ziyahluka.

Ngaphambi kokwenza isithembiso sokuthenga, qonda ukuba sisivumelwano esibophelela ngokusemthethweni. Qiniseka ukuba ufunda malunga nobume bepropathi kunye nexabiso lepropathi yokwenyani. Umthengisi ubophelelekile ukuba anike iinkcukacha ezicacileyo malunga nobume bepropati kunye nokuqinisekisa ukuba izinto ezithengiswayo kunye nentetho enikeziweyo zihambelana nesimo sangempela sepropati.

Uluhlu lwee-arhente eziqinisekisiweyo zokuthengisa izindlu kwiwebhusayithi yoMkomishinala weSithili.

Unokufaka isicelo semali mboleko kwiibhanki nakwamanye amaziko ohlukeneyo emali. Bafuna uvavanyo lwamanqaku ekhredithi kunye nesipho sokuthenga esamkelweyo nesisayiniweyo.

UGunyaziwe weZindlu noLwakhiwo (HMS) ukhupha imali-mboleko yokuthenga ipropati kunye nomhlaba.

I-HMS:

Borgartún 21
105 iReykjavík
Umnxeba: (+354) 440 6400
I-imeyile: hms@hms.is

Iibhanki zase-Icelandic zikhupha iimali-mboleko zokuthengwa kwepropati kunye ne-real estate. Fumana ulwazi oluthe kratya malunga neemeko kwiiwebhusayithi zeebhanki okanye ngokuqhagamshelana nommeli wenkonzo kwelinye lamasebe abo.

Arion bank

Íslandsbanki

Landsbankinn

Iibhanki zogcino (isi-Icelandic kuphela)

Ukhetho lwe-mortgage luthelekiswa (isi-Icelandic kuphela)

Ungafaka isicelo semali-mboleko ngokusebenzisa ezinye iingxowa-mali zomhlalaphantsi. Ulwazi oluninzi kwiiwebhusayithi zabo.

Ukuba uthenga ikhaya lakho lokuqala e-Iceland, unokukhetha ukufikelela kwimali eyongezelelweyo yokulondoloza umhlalaphantsi kwaye uyibeke kwintlawulo ephantsi okanye kwiintlawulo zenyanga, ngaphandle kwerhafu. Funda ngakumbi apha .

Iimali-mboleko ze-Equity sisisombululo esitsha kwabo banengeniso ephantsi okanye i-asethi elinganiselweyo. Funda malunga neemali-mboleko ze-equity .

Ii-arhente zezindlu ezithengiswayo zithengisa kuwo onke amaphephandaba amakhulu kwaye kukho iiwebhusayithi ezininzi apho unokukhangela iipropati ezithengiswayo. Iintengiso zihlala ziqulethe ulwazi oluyimfuneko malunga nepropati ngokwayo kunye nexabiso lepropati. Ungasoloko uqhagamshelana nee-arhente zezindlu ukuze ufumane iinkcukacha ezithe vetshe malunga nobume bepropati.

Ukukhangela izindlu nezindlu nguDV

Uphendlo lwezindlu nezindlu ngu MBL.is (uphendlo olunokwenzeka ngesiNgesi, isiPolish kunye nesiIcelandic)

Visir.is real estate search

I-Lögmannavaktin (yi-Icelandic Bar Association) yinkonzo yezomthetho yasimahla kuluntu ngokubanzi. Inkonzo inikezelwa zonke iimva kwemini ngoLwesibini ukusuka kuSeptemba ukuya kuJuni. Kuyimfuneko ukuba ubhukishe udliwanondlebe phambi kokuba unikezele ngokufowunela 568-5620. Ulwazi oluninzi apha (kuphela ngesi-Icelandic).

Abafundi boMthetho kwiYunivesithi yaseIceland banikezela ngeengcebiso simahla zomthetho kuluntu ngokubanzi. Ungatsalela umnxeba ku-551-1012 ngorhatya lwangoLwesine phakathi kwe-19:30 kunye ne-22:00. Jonga iphepha labo le-Facebook ngolwazi olungakumbi.

Abafundi bezomthetho kwiYunivesithi yaseReykjavík babonelela abantu ngeengcebiso zomthetho, ngaphandle kwentlawulo. Ajongene nemibandela eyahlukahlukeneyo yomthetho, kuquka imiba yerhafu, amalungelo emarike yabasebenzi, amalungelo abantu abahlala kwizakhiwo eziqeshisayo nemiba engokwasemthethweni ephathelele umtshato namafa.

Inkonzo yezomthetho ifumaneka kumnyango omkhulu weRU (iLanga). Basenokufumaneka ngefowuni kwi-777-8409 okanye nge-imeyile logfrodur@ru.is . Inkonzo ivulwa ngooLwezithathu ukususela ngo-17:00 ukuya ku-20:00 ukususela nge-1 Septemba de kube ekuqaleni kukaMeyi, ngaphandle kwangexesha leemviwo zokugqibela zikaDisemba.

I -Icelandic Human Rights Centre nayo ibonelele ngoncedo kubaphambukeli xa kufikwa kwimiba yezomthetho.