Kubwereka

Njira yodziwika kwambiri yobwereka ku Iceland ndi eni eni eni eni. Mutha kufunsira nyumba zachitukuko m'tauni yanu, koma pali kuchepa kwa nyumba zamakhonsolo ndipo mndandanda wodikirira utha kukhala wautali.

Anthu ambiri amachita lendi m'mabungwe abizinesi. Mukapeza kwinakwake komwe mungafune kukhala, mudzafunsidwa kusaina pangano lanyumba ndikulipira ndalama. Onetsetsani kuti mukuzidziwa bwino za ntchito zobwereketsa malo. Ndalamazo ziyenera kubwezeredwa mkati mwa masabata a 4 mutabweza makiyi a katunduyo ngati palibe zowonongeka zomwe zanenedwa pamalopo.

Nyumba zobwereka nthawi zambiri zimatsatsa pa intaneti. Anthu akumidzi omwe akufunafuna nyumba akulangizidwa kuti afufuze zambiri kuchokera kumaofesi a tauni yawo. Facebook ndi chida chomwe chimagwiritsidwa ntchito kwambiri ku Iceland pakubwereka. Mutha kupeza magulu ambiri obwereketsa pofufuza mawu oti "Leiga" kapena "Rent" pa Facebook.

Kwa onse okhala ku Iceland komanso ochokera kumayiko ena, vuto limodzi lalikulu lakukhala kuno ndikupeza nyumba zobwereka zotsika mtengo. Kufunsa anthu omwe ali pafupi nanu kuti akuthandizeni nthawi zambiri ndi njira yabwino yopezera malo ochitira lendi. Awa akhoza kukhala anzanu kapena anzanu akunja omwe akhala pano nthawi yayitali.

Nawa mawebusayiti ndi magulu a Facebook opangira nyumba zobwereketsa (maguluwa nthawi zambiri amakhala ndi mafotokozedwe achi Icelandic komanso mu Chingerezi).

"Höfuðborgarsvæðið" amatanthauza "dera lalikulu."

101 Reykjavik ndi mtawuni, ndipo 107 ndi 105 ndi ma code a positi mkati mwa mtunda woyenda pakati pa mzinda. 103, 104, 108 ali patali pang'ono koma akupezekabe ndi mayendedwe apagulu kapena njinga. 109, 110, 112 ndi 113 ndi malo ozungulira, omwe amapezekanso ndi njinga kapena basi.

Zikafika ku likulu, anthu ambiri amakhala m'matauni ozungulira Reykjavik - monga Garðabær, Kópavogur, Hafnarfjörður ndi Mosfellsbær. Maderawa ndi olumikizidwa bwino pakati pa mzinda ndipo akhoza kukhala otsika mtengo pang'ono. Maderawa ndi otchuka pakati pa mabanja, chifukwa mutha kupeza nyumba yayikulu pamtengo womwewo, kukhala mdera labata pafupi ndi chilengedwe, komabe sali kutali ndi likulu. Ngati mulibe nazo vuto paulendo kapena muli ndi galimoto ndipo mumakonda kulipira zochepa poyerekeza ndi mzindawu, ma municipalitieswa angakhale osangalatsa kwa inu.

Anthu ena omwe amagwira ntchito ku likulu la dzikolo amachoka kutali ndi galimoto zawo. Izi zikuphatikizapo Suðurnes (Kumwera kwa Peninsula komwe kuli bwalo la ndege), Akranes, Hveragerði ndi Selfoss, ndi nthawi yopita ku ola limodzi kupita njira imodzi.

Mitundu ya nyumba zomwe zimagwira ntchito m'nyumba ndi nyumba ndi izi:
Einbýli - nyumba yokhayokha
Fjölbýli - nyumba yanyumba
Raðhús - nyumba yosanja
Parhus - duplex
Hæð - nyumba yonse (ya nyumba)

Sankhani mabokosi mutasankha madera omwe mukufuna kuti mufufuze. “Tilboð” amatanthauza kuti mutha kupanga chopereka. Izi zikhoza kusonyeza kuti mtengo wokwera ukuyembekezeka.

Magulu a Facebook (mu Chingerezi):

Leiga

Leiga ndi Reykjavík

Leiga Reykjavík 101.105.107

Leiga á Íslandi - Rent ku Iceland

Leiga Reykjavík, Kópavogur, Garðabær, Hafnarfjörður

Leiga 101 Reykjavík

Kubwereka ku Iceland

101 Renti

Renti

Lendi ku Hafnarfjörður, Garðabær kapena Kópavogur

Ngati muli ndi chidwi ndi nyumba yomwe ili pamndandanda, ndibwino kutumiza uthenga wachidule kwa eni nyumba kuphatikiza dzina lanu, zambiri zolumikizirana ndi inu ndi banja lanu (ngati kuli kotheka). Yesani kuwonetsa momwe mungakhalire wobwereka wabwino, ndikuzindikira kuti mumatha kulipira lendi pa nthawi yake komanso kuti mudzasamalira bwino nyumba yawo. Komanso zindikirani mu uthenga wanu ngati muli ndi mawu ochokera kwa mwininyumba wakale. Kumbukirani kuti nyumba zobwereketsa zimalandira chiwongola dzanja chochuluka, ndipo zitha kukhala zitachoka pamsika pakangopita masiku angapo. Kuchita zinthu mwachangu komanso kuwonetsetsa kuti mukudziwikiratu kwa eni nyumba ngati munthu wabwino wochita lendi kumawonjezera mwayi wanu wopeza nyumba yobwereka.

Kuti mudziwe zambiri zothandiza zokhudza kubwereka nyumba, pitani patsamba la www.leigjendur.is (m'zilankhulo zitatu): Chingerezi - Chipolishi - Chiayisilandi .

Malowa akuyendetsedwa ndi Consumer's Association of Iceland ndipo amapereka chidziwitso chokhudza mapangano a lendi, ndalama zolipirira, ndi momwe nyumba zobwereka zilili, mwachitsanzo.

Ngati muli ndi mkangano ndi mwininyumba wanu, kapena simukudziwa bwino za ufulu wanu monga wobwereka, mutha kulumikizana ndi Obwereka. Bungwe la Icelandic Consumers' Association limayendetsa Obwereka (Leigjendaaðstoð) pansi pa mgwirizano wautumiki ndi Unduna wa Zachikhalidwe. Udindo wa Obwereka makamaka ndikupereka chidziwitso, thandizo, ndi upangiri kwa obwereka pazinthu zokhudzana ndi lendi, kwaulere.

Gulu la zamalamulo la Tenants Support limayankha mafunso ndikupereka malangizo pamene obwereka nyumba akufunika kufunafuna ufulu wawo. Ngati mgwirizano sungatheke pakati pa wobwereka nyumba ndi mwini nyumba, wobwereka nyumbayo angapeze thandizo pa njira zotsatirazi, mwachitsanzo, potengera nkhaniyi ku Komiti Yoona za Madandaulo a Nyumba.

Obwereka nyumba akhoza kubweretsa mafunso aliwonse okhudzana ndi lendi ku Obwereka Nyumba, kuphatikizapo mafunso okhudza kusaina pangano la lendi, ufulu ndi maudindo panthawi ya lendi, komanso mgwirizano kumapeto kwa lendi.

Mukhozanso kupeza mayankho a mafunso omwe amapezeka pafupipafupi patsamba lawo.

Bungwe la Obwereketsa Nyumba ku Iceland ndi bungwe lodziyimira pawokha lomwe likufuna kukonza ufulu ndi zofuna za obwereketsa nyumba. Limalimbikitsa kusintha kwa lamulo la obwereketsa nyumba, kuchepetsa lendi komanso kupereka nyumba zokwanira. Mamembala angapeze thandizo pankhani zokhudzana ndi kubwereketsa nyumba.

Pangano la lendi ndi pangano lomwe mwini nyumba amalola wobwereka kugwiritsa ntchito ndikukhala m'nyumba mwake kwa nthawi yochepa, yochepa kapena yayitali. Cholinga cholembetsa mwalamulo mapangano a lendi ndikutsimikizira ndikuteteza ufulu wa omwe ali nawo pa mapanganowo.

Kuyambira pachiyambi cha chaka cha 2023, mapangano obwereka nyumba amatha kulembedwa pakompyuta. Ndikofunikira kuchita izi kwa eni nyumba akatswiri, ndipo kuchita izi ndi chimodzi mwa zinthu zomwe anthu omwe akukonzekera kupempha thandizo la nyumba ayenera kuchita.

N'zosavuta kulembetsa pangano la lendi pakompyuta . Obwereka nyumba amatha kudzipangira okha ngati mwininyumba sanachite zimenezo.

Kulembetsa pangano la lendi pakompyuta kuli ndi ubwino wambiri. Kusaina kumachitika pakompyuta kotero kuti anthu sayenera kukhala pamalo amodzi posaina. Palibe chifukwa chosainira mboni, ndipo palibe kulembetsa kwina (notarisation) komwe kumafunika ngati obwereka akufuna kupempha thandizo la nyumba. Njirayi ndi yotetezeka kwambiri ndipo imafuna mapepala ochepa komanso nthawi yochepa.

Mapangano obwereka amapezeka m'zilankhulo zambiri ngati akuyenera kulembedwa papepala:

Chingerezi

Chipolishi

Chiyukireniya

Chiaisilandi

Pangano la lendi liyenera kukhala ndi makope awiri ofanana a wobwereka ndi mwini nyumba.

Ngati pangano la lendi lalembedwa (lolembedwa ndi notaris), wobwereka nyumbayo adzathetsedwa nthawi yobwereka itatha. Ngati izi sizinachitike mkati mwa sabata imodzi, zidzathetsedwa ngati mwini nyumbayo wapempha.

Mukhoza kupeza chiphaso cha lendi yanu kwa District Commissioner wanu wapafupi.

Rent ikhoza kukhazikitsidwa, zomwe zikutanthauza kuti sizingasinthidwe mpaka mgwirizano utatha, kapena ikhoza kulumikizidwa ndi index yamtengo wapatali ya ogula (CPI) , zomwe zikutanthauza kuti idzawonjezeka kapena kuchepa malinga ndi ndondomeko mwezi uliwonse.

Nthawi zina lendi imaphatikizapo mabilu, koma nthawi zambiri, obwereketsa amalipira okha magetsi ndi zotenthetsera. Ngati sizikumveka bwino, onetsetsani kuti mwafunsa ngati renti ikulipira ndalama za eni ake.

Osatumiza ndalama osawona nyumbayo pamasom'pamaso kapena kudzera pavidiyo. Ngati mwininyumba yemwe angakhale mwini nyumba akunena kuti sangathe kukuwonetsani malowa, ichi chikhoza kukhala chizindikiro chachinyengo ndipo sichiyenera kukhala pachiwopsezo.

Chisungiko ndi ndalama zomwe zimaperekedwa kwa eni nyumba monga umboni wakufuna kusamukira, kusamalira nyumba ndi kulipira lendi ndi mabilu pa nthawi yake. Zambiri za kuchuluka kwa ndalama zomwe mumalipira, ndi fomu yotani, ziyenera kuphatikizidwa mu lendi yanu. Ndalamayi imatha kusiyanasiyana kutengera malowo ndipo nthawi zambiri imakhala yobwereka mwezi umodzi kapena itatu.

Nyumba yobwereka isanaperekedwe, mwininyumbayo angafunike kuti mwininyumbayo apereke chindapusa kuti agwire ntchito yonse ya mbali yake ya lendiyo, monga kulipira renti ndi chipukuta misozi pakuwonongeka kwa malo omwe abwereka. wobwereka ali ndi udindo.

Ngati depositi ikufunika, iyenera kulipidwa kudzera mwa izi:

1. Chitsimikizo chochokera kubanki kapena chipani chofananira (chitsimikizo cha banki).
2. Chitsimikizo chaumwini cha munthu mmodzi kapena angapo achitatu.
3. Inshuwaransi yolipira lendi ndi kubweza malo obwereka mwadongosolo labwino, zogulidwa ndi lendi ku kampani ya inshuwaransi.
4. Ndalama yolipiridwa ndi lendi kwa eni nyumba. Mwininyumba azisunga ndalamazi muakaunti ya depositi yolembedwa padera ndi banki yamalonda kapena banki yosungira ndalama yomwe ili ndi chiwongola dzanja chokwanira mpaka tsiku lolipira, ndipo idzalipidwa kwa wobwereketsa ngati sikungakhale kofunikira kujambula pa deposit. Palibe kuphatikizika ndi ndalamazi pamene zili m'manja mwa eni nyumba. Mwini nyumbayo sangataye ndalamazo kapena kuchotserapo ndalamazo popanda chilolezo cha mwini nyumbayo pokhapokha ngati atapeza chigamulo chokhazikitsa udindo wopereka chipukuta misozi. Komabe, mwininyumba angagwiritse ntchito ndalama zosungitsa ndalamazo kulipira ndalama zotsala za lendi, panthawi ya lendi komanso kumapeto kwa nthawi yobwereketsa.
5. Malipiro ku thumba la inshuwaransi yogwirizana ndi eni nyumba yomwe mwininyumbayo, pokhala munthu wovomerezeka mwalamulo, yemwe amagulitsa malo pamalonda, ndi membala. Ndalamayi itha kugwiritsidwa ntchito pongopeza zomwe zawonongeka chifukwa cholephera kubweza ngongole za eni nyumba. Mwini nyumbayo azisunga thumba la inshuwaransi yosiyana ndi magawo ena a ntchito zake.
6. Kusungitsa mtundu wina kusiyapo zomwe zalembedwa mu mfundo 1-5 pamwambapa zomwe wobwereketsa akufuna, ndipo mwininyumba amavomereza kuti ndizovomerezeka komanso zokhutiritsa.

Eni nyumba atha kusankha pakati pa mitundu ya depositi kuyambira 1-6 koma wobwereketsayo adzakhala ndi ufulu wokana kupititsa patsogolo ndalama zosungitsa ndalama molingana ndi chinthu 4 pokhapokha atapereka mtundu wina wa deposit m'malo mwake womwe mwininyumbayo amawona ngati wokhutiritsa.

Monga wobwereketsa, muli ndi ufulu:

• Pangano lolemba lobwereketsa lomwe ndi lachilungamo komanso logwirizana ndi malamulo.
• Dziwani kuti mwininyumba wanu ndi ndani.
• Khalani m'nyumba mosasokonezedwa.
• Khalani m'nyumba yomwe ili yotetezeka komanso yokonzedwa bwino.
• Khalani otetezedwa ku kuthamangitsidwa mopanda chilungamo (kuuzidwa kuchoka) ndi lendi mopanda chilungamo.
• Perekani dipositi yanu mkati mwa masabata 4 mutabweza makiyi a nyumbayo kwa eni nyumba, malinga ngati palibe lendi yosalipidwa kapena zowonongeka.

Udindo wanu:

• Nthawi zonse perekani lendi yomwe mwagwirizana pa tsiku lomwe mwagwirizana - ngati mukukangana ndi eni nyumba kapena malowo akufuna kukonzedwa, muyenera kulipira renti. Kupanda kutero mudzakhala mukuphwanya pangano lanu ndipo muli pachiwopsezo chothamangitsidwa.
• Samalirani bwino katunduyo.
• Lipirani mabilu monga momwe anagwirizana ndi mwininyumba.
• Perekani eni nyumbayo mwayi wopeza malowo mukafunsidwa. Eni nyumbayo ayenera kukudziwitsani ndikukonzekera nthawi yoyenera yatsiku kuti mukayendere nyumbayo kapena kukakonza. Muli ndi ufulu wokhala m'nyumbayo pamene eni nyumba kapena anthu okonza alipo, pokhapokha mutagwirizana nazo.
• Lipirani zokonza ngati mwawononga - izi zikuphatikizapo zowonongeka ndi alendo anu.
• Osagulitsa katundu wanu pokhapokha ngati lendi kapena eni nyumba akulola.

Ngati mukuphwanya mfundo zili pamwambazi, mwininyumba wanu ali ndi ufulu wochitapo kanthu kuti akuchotseni.

Udindo waukulu wa eni nyumba ndi:

• Kukupatsani inu lendi.
• Kusamalira katundu ndi kuusunga kuti ukhale wabwino.
• Kukupatsani chidziwitso ndikupeza chilolezo chanu musanalowe m'malo.
• Kutsatira njira zamalamulo ngati akufuna kuti muchoke pamalopo, kaya ndi chidziwitso chalamulo kapena kutha kwa lendi.

Opanga nyumba amayembekezeredwa kusamalira malo omwe abwerekedwa komanso mogwirizana ndi zomwe agwirizana. Ngati malo obwereka awonongeka ndi wobwereka, a m'banja lawo kapena anthu ena omwe amawalola kuti agwiritse ntchito malowa kapena kulowamo ndikuyendayenda, mwiniwakeyo adzachitapo kanthu kuti akonze zowonongeka mwamsanga. Ngati mwininyumbayo anyalanyaza ntchito imeneyi, mwininyumbayo angakonzenso ndalama za mwininyumbayo.

Izi zisanachitike, mwininyumbayo adzadziwitsa mwini nyumbayo polemba za kuwunika kwake kwa zowonongekazo, kulongosola njira zowonongeka zomwe zimafunikira ndikupatsa mwiniwakeyo masabata anayi kuyambira tsiku lomwe adalandira kuwunika koteroko kuti amalize kukonzanso. Eni nyumbayo asanakonze, angafunikire kufunsira kwa woyang'anira nyumbayo ndikupempha chivomerezo chake cha ndalama zomwe ntchitoyo ikamalizidwa.

Ngati mukukhala m'nyumba zogona, nthawi zambiri pamakhala malo ena ogawana ndi alendi a nyumbayo (sameign). Izi zingaphatikizepo chipinda chochapira ndi masitepe mwachitsanzo. Bungwe la eni eni (húsfélag) limapanga zisankho zokhudzana ndi nyumbayo pamisonkhano yokhazikika, kuphatikiza kukonzanso nyumbayo. Mabungwe ena amalemba ntchito makampani kuti aziwongolera zochitika za bungwe, koma ena amayendetsa okha. Opanga nyumba amatha kupempha kukhala nawo pamisonkhanoyi koma saloledwa kuvota.

M’nyumba zina zogona eni ake amayenera kusinthana kuyeretsa malo wamba ngati bungwe la eni nyumbawo lasankha kuti anthu onse okhala m’nyumbayo achite zimenezo. Ngati wobwereka akuyembekezeka kutenga nawo gawo pantchitoyi, ndiye kuti iyenera kutchulidwa mu lendi.

Kubwereketsa kwa nthawi yosadziwika kumatha kuthetsedwa ndi onse awiri. Chidziwitso cha kuthetsedwa chidzafotokozedwa molembedwa ndikutumizidwa m'njira yotsimikizika.

Nthawi yachidziwitso yothetsa kubwereketsa yomwe ndi yanthawi yosadziwika iyenera kukhala:

1. Mwezi umodzi wosungirako zosungirako, mosasamala kanthu za cholinga chomwe akugwiritsidwa ntchito.
2. Miyezi itatu ya zipinda zokhala m'malo amodzi.
3. Miyezi isanu ndi umodzi ya nyumba zogona (zosagawana).
4. Miyezi isanu ndi umodzi ya malo abizinesi kwa zaka zisanu zoyambirira za nthawi yobwereka, miyezi isanu ndi inayi kwa zaka zisanu zotsatira pambuyo pake ndiyeno chaka chimodzi pambuyo pa nthawi yobwereka ya zaka khumi.

Pakakhala kubwereketsa kotsimikizika (pamene onse awiri anena momveka bwino kuti nyumbayo idzabwereke nthawi yayitali bwanji), lendiyo imatha pa tsiku lokhazikitsidwa popanda chidziwitso chapadera. Komabe, zitha kuvomerezedwa kuti kubwereketsa koteroko kutha kuthetsedwa chifukwa chazifukwa zapadera, zochitika, kapena zochitika. Zifukwa zapaderazi, zochitika kapena zochitika ziyenera kunenedwa mu lendi ndipo sizingakhale zifukwa zapadera zomwe zatchulidwa kale mu lamulo la nyumba yobwereketsa. Ngati ndi choncho, nthawi yodziwitsana kuti athetsedwe idzakhala miyezi itatu.

Kuonjezera apo, mwininyumba yemwe ndi munthu wovomerezeka mwalamulo yemwe amagwira ntchito mopanda phindu akhoza kuthetsa kubwereketsa komwe kwapangidwa kwa nthawi yotsimikizika ndi chidziwitso cha miyezi itatu pamene mwini nyumbayo sakukwaniritsanso zovomerezeka ndi zoyenera zomwe mwini nyumbayo adakhazikitsa kuti abwereke. malo. Izi ziyenera kunenedwa pakubwereketsa, kapena zitha kugwiritsidwa ntchito ngati wobwereketsa akulephera kupereka zofunikira kuti atsimikizire ngati akukwaniritsa zomwe zili. Kuthetsa kotereku kudzapangidwa molemba, kufotokoza chifukwa chake kuthetsedwa.